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As leaders, decision-makers and mentors, we are uniquely positioned to shape a future where people feel seen, supported and motivated to stay. Let’s meet this moment with open minds and thoughtful action, not only adapt to what is ahead, but to help define it.

Reconstructing records after a natural disaster can be a tedious but necessary task. Records help people prove their disaster-related losses. More accurately estimated losses, in turn, can help people receive more recovery assistance like loans or grants.

In replacing personal documents, such as driver's license, social security card, credit and ATM cards, insurance cards, marriage certificates and car titles, a careful review of the steps involved is needed.

When confronted with damages and losses, it’s important to follow some “dos and don’ts” if you hope to take full advantage of your insurance coverage.

Fly-by-night contractors and scam artists follow in the wake of disasters to prey on vulnerable victims. If you feel you are a victim of fraud, contact reportfraud.ftc.gov.

New Jersey is considered a "gross income tax" state, meaning individuals are taxed on gross income with no itemized deductions allowed. Although losses cannot be deducted on New Jersey tax returns, they may be deductible for federal tax purposes.

Before amending a tax return, take the time to determine whether it is financially wiser to deduct the losses from your previous year’s or current year’s tax return. Also, keep in mind that casualty losses are not deductible on New Jersey income tax returns.

Today's accounting jobs require new hires to have specific skill sets to help them achieve success and thrive at the start of their journeys. Everything from professionalism and attention spans to tech skills can make a difference.