| Ryan Gardner is a principal and senior consultant at Fiduciary Investment Advisors, LLC (FIA) and oversees the firms’ Defined Contribution Retirement Group. He has been advising institutional clients for over 12 years, with a concentration in ERISA and non-ERISA defined contribution plans. Ryan has a wide range of expertise in fiduciary governance oversight, retirement plan design and implementation, fee disclosure, vendor search and selection, and investment analysis. His clients include for-profit corporations of all sizes, colleges and universities, and healthcare organizations. Ryan is a member of FIA’s Investment Committee, 403(b) Sub-Committee and Chair of the firms’ 401(k)/403(b) Strategic Oversight Committee. Prior to FIA, he was with the PRIME Asset Consulting Group at UBS Financial Services Inc. |  |