With such challenging times upon us, the ability to make informed decisions regarding our finances is more important than ever. That’s why the New Jersey Society of Certified Public Accountants (NJCPA) supports Senate Bill 1196 (A3062), which calls for the New Jersey Department of Consumer Affairs to establish a three-year Financial Empowerment Pilot Program that will open adult financial literacy centers in the state’s most economically disadvantaged areas, such as Camden, New Brunswick, Newark, Paterson and Trenton.